We’ll work with you every step of the way. From your initial consultation through post-op recovery, our friendly staff is here for you every step of the way. If you’re not quite ready for surgery yet, we can help with that too! We offer financing options for those who need an extra little boost before they’re ready to go under the knife. So don’t wait any longer: contact us today to get started on your new life!
If you’re looking to finance a tummy tuck with bad credit, we’re here to help. We know that surgery isn’t cheap, but it’s important to your health and happiness. That’s why we’ve made it easy for you to get the surgery you want—and even easier if you have bad credit.
Read on to learn more about Financing A Tummy Tuck With Bad Credit, Fibroids And Stomach Swelling and Exercise To Avoid Tummy Tuck
Financing A Tummy Tuck With Bad Credit
In a NutshellPlastic surgery and other elective cosmetic procedures can be pricey and may not be covered by medical insurance. But there are plastic surgery financing options that can help you cover the cost. We’ve rounded up our top picks by comparing features such as loan amounts, extra perks and how quickly you can get access to funds.
We think it’s important for you to understand how we make money. It’s pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.
Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That’s why we provide features like your Approval Odds and savings estimates.
Of course, the offers on our platform don’t represent all financial products out there, but our goal is to show you as many great options as we can.
In 2020, Americans spent more than $9 billion on surgical and nonsurgical cosmetic procedures, according to the American Society for Aesthetic Plastic Surgery.
The cost of cosmetic procedures can vary greatly depending on the work you get done, and it’s not always covered by your medical insurance. Fillers or laser hair removal could set you back less than $1,000, but liposuction, tummy tucks and face-lifts could cost thousands. If you’re considering a cosmetic procedure, you might be looking for options to help cover the cost, such as a medical credit card, personal loan or medical loan. Here’s our roundup of the best plastic surgery financing options and the features that make them stand out.Considering a personal loan?Check Approval Odds
- Best for excellent credit: LightStream
- Best for flexible terms and loan amounts: Upgrade
- Best for member benefits: SoFi
- Best for fair credit: Avant
- Best for promotional financing: CareCredit
- What to watch out for with plastic surgery financing
- How we picked these loans
Best for excellent credit: LightStream
Why LightStream stands out: LightStream rewards borrowers who have above-average credit with personal loans that have no fees and low interest rates. For the lowest rates, LightStream requires excellent credit. In general, LightStream says it considers borrowers with excellent credit as those who have a stable income, money stashed in savings and at least five years of credit history with an excellent payment record.
- Loans up to $100,000: LightStream loan amounts range from $5,000 to $100,000, making the lender a potential option if you need to borrow a large sum.
- Extended loan terms: LightStream offers loan terms of up to 84 months, which could give you ample time to pay off your loan.
- No fees: LightStream doesn’t charge origination or prepayment penalty fees.
- Rate guarantees: If you’re able to get a better rate elsewhere, LightStream may offer to beat that rate through its “Rate Beat” program, but conditions might apply.
- No way to prequalify: LightStream doesn’t offer a prequalification process, so a hard credit inquiry is necessary to check your rates with the lender.
Best for flexible terms and loan amounts: Upgrade
Why Upgrade stands out: Upgrade gives borrowers multiple loan terms to choose from, and if you only need to borrow a small amount, Upgrade offers loans for as little as $1,000. Plus, you can check your rates without affecting your credit scores — though note that prequalification doesn’t guarantee approval and your final terms may vary.
- Multiple loan term options: Loan terms range from 24 to 84 months.
- Quick funding: Loan funds could hit your bank account as soon as the next business day after approval.
- Origination fee: Upgrade charges an origination fee that’s taken from your loan before it’s deposited into your account. But there’s no prepayment penalty fee, so you don’t have to worry about getting penalized if you’re able to pay the loan off early.
Best for member benefits: SoFi
Why SoFi stands out: SoFi offers loans with member perks, such as financial planning advice from advisors, referral bonuses and potential adjustments to your payments if you lose your job. Loan terms range from 24 to 84 months.
- No fees: SoFi personal loans have no origination, prepayment or late fees.
- Large loan amounts: SoFi offers loans of $5,000 to $100,000.
- Low rates: SoFi offers low interest rates for borrowers who qualify, and there’s a 0.25% rate discount if you sign up for autopay.
- Unemployment protection: If you lose your job through no fault of your own while repaying a personal loan from SoFi, you may be able to adjust your monthly payments, while receiving career assistance to help you get back on your feet.
Best for fair credit: Avant
Why Avant stands out: If you have a fair credit score, Avant may be worth considering since Avant says its typical borrower has a score between 600 and 700. Not sure if you qualify? You can check to see if you’re eligible on the Avant website without a hard inquiry — but keep in mind that you may see different terms after submitting a formal application.
- Long and short loan terms: Avant offers loan terms ranging from 24 to 60 months.
- Flexible loan amounts: Loans range from $2,000 to $35,000.
- Quick application and funding: Avant says it has an easy application process that can take minutes. After the loan is approved, you may get access to cash as soon as the next business day. Depending on your bank, however, you may have to wait before you can get your money.
- Origination fee: Avant charges an origination fee that’s taken from your loan balance before it’s deposited into your account, so keep that in mind when deciding how much to borrow.
Best for promotional financing: CareCredit
Why CareCredit stands out: CareCredit is a healthcare credit card for medical expenses that may offer promotional financing where you pay no interest for six, 12, 18 or 24 months. At the end of the promotional period, the accumulated interest gets added to your account unless you pay off the entire balance before the special ends. If you pay on time each month and pay off the balance during the promotional financing period, this could be a way to finance cosmetic procedures without incurring interest charges.
Apply at the doctor’s office or online: CareCredit is a credit card with a revolving credit line that you can apply for online or at a participating plastic surgeon’s office.
Prequalification available: You can check to see if you qualify for a CareCredit card online without a hard credit inquiry.
No activation fee or annual fee: If you choose to sign up for the card, there’s no activation fee, and the terms and conditions disclosure lists no annual fees.
Longer-term financing available: If you want to pay the balance off over more than 24 months, CareCredit offers 36-, 48- and 60-month fixed-payment options with reduced APR.
Interest may be deferred, not waived: If you qualify for a zero-interest promotional period, keep in mind that interest is still calculated and added to your balance if you don’t pay off the card entirely by the end of the promotion period. While special financing options can be a great deal for borrowers who are able to pay off the balance, it could be a debt trap for those who can’t since standard interest can be high.
Fibroids And Stomach Swelling
An enlarged abdomen due to fibroids can cause women to appear to be as many as five months pregnant. Along with causing extreme discomfort and possible damage to surrounding organs, this situation can have a devastating emotional impact on affected individuals.
If you look five months pregnant due to the presence of fibroids, you may suffer from a lack of self-esteem. You may feel sad, angry, or depressed. If you are also struggling with fertility and someone mistakenly thinks you are pregnant, this can be especially heartbreaking.
Fortunately, our fibroid experts care about both your physical and emotional health. We want you to know that effective, non-surgical fibroid treatment exists that can potentially resolve this difficult situation.
What Does a Fibroid Stomach Feel Like?
If you notice pain with uterine or stomach fibroids, which tends to happen around your period or around other times of your cycle, it may be a sign of a fibroid stomach. Heavy cramping before and during your period may indicate the presence of fibroids. There is a possibility you may also feel pain in your lower back, or pelvis, in which the fibroid could be placing pressure on organs.
Instead, our fibroid specialists perform a minimally-invasive, outpatient treatment called Uterine Fibroid Embolization (UFE). UFE does not require a hospital stay, takes only 30 to 45 minutes, and allows you to return to most normal activities within one to two weeks.
Most women who undergo Uterine Fibroid Embolization experience drastically better lives afterward. Many report an improvement or elimination of their symptoms, such as:
Lighter periods
Less severe cramps, if any
Less abdominal bloating, if any
Normal urination
Resolution of anemia
Smaller fibroid belly
Weight loss
Exercise To Avoid Tummy Tuck
Tummy tuck surgery is a safe and effective way to get rid of excess, sagging skin and fat around the midsection. However, for some people it is possible to tone up their abdominal area without surgery, and lose a few pounds in the process.
Factors that can negatively affect the appearance and quality of the stomach include:
Age – As we age, our skin loses collagen and elastin, which help to keep the skin tight. Therefore, aging can naturally lead to stretched or saggy skin that may not correct itself through just diet and exercise alone.
Metabolism – The ability to lose weight decreases as we get older, which makes it easier to accumulate fat around the midsection.
Genetics – Every person’s body is different. That said, certain diet and exercise routines that work for one person may not have the same effects on another.
Certain diet alternatives and exercises can help promote weight loss and target the abdominals.
Flat Belly Foods
The types of food you eat have a dramatic effect on the size of your stomach. When deciding on what foods to consume it is best to eat foods that are high in fiber and antioxidants and low in sodium (less than 2,400 mg per day). By doing so, you should feel fuller longer, keep your metabolism up, and retain less water. Some of the most beneficial foods are:
Almonds – Contain protein and fiber which makes you feel full. They are also high in vitamin E which helps your body produce more energy to burn body fat faster.
Greens (Spinach, Broccoli, Kale) – Not only high in fiber and antioxidants, but they contain mineral calcium which helps with muscle contraction to ensure that you get the most out of your workout. Their low calorie count can also help slim your waistline.
Soy – Like almonds, soy contains antioxidants, fiber, and protein. You not only stay full, but your body is enabled to burn an optimal amount of fat.
Yogurt – The pro-biotic bacteria in yogurt keep your digestive system healthy and reduces bloating.
Abdominal Exercises
There are many exercises that target the abdomen, and some of the more useful workouts include:
Butt Raises – Begin on your forearms and toes with your back straight. Lift your buttocks into the air while tightening your abdominals. This move works your upper and middle abdominal muscles.
Flutter Kicks – Lying on your back with your legs straight, place your hands on the ground. Lift both legs about six inches off the floor and alternate lifting each leg a little higher than the other. This exercise will work your lower abdominals.
Cardio – Doing just abdominal exercises will strengthen your core, but will not burn an optimal amount of fat. To burn the most calories means that you have to keep your get your heart rate up and keep it there for an extended period of time. Cardiovascular activity such as running, swimming, and kickboxing will help trim your stomach.