Is Oral Surgery Covered By Medical Or Dental Insurance
Oral surgery is required for many procedures. But is it covered by medical or dental insurance? That depends on the procedure. In this post, we’re going to cover some of the most common questions people have about oral surgery costs, as well as me talking about my personal experiences.
, Oral Surgery is the medical specialty that specializes ing oral procedures, such as wisdom teeth extraction, and other reconstruction and rehabilitation procedures. Usually, oral surgery specialists leave only a tiny incision or NO incision at all. The size of dental insurance coverage on your surgery will depend on your policy
Oral and Maxillofacial Surgery is commonly performed to restore normal function or appearance. Oral and maxillofacial surgery includes the diagnosis, treatment, and prevention of diseases, injuries, and defects requiring surgical approaches. Treatment includes the installation of dental implants, jaw realignment procedures such as orthognathic surgery, correction of temporomandibular joint disorders (TMJ), removal of tumors and cysts such as wisdom teeth and skin cancer, trauma surgeries such as dental lacerations and extraction of broken teeth in emergency situations.
Is Oral Surgery Covered By Medical Or Dental Insurance
Oral surgery is considered a medical procedure, which means it’s covered by medical insurance. It’s not clear from your question if you are referring to pulling a tooth or other oral surgery procedures.
If you are referring to pulling a tooth, then the answer is yes, it is covered by dental insurance. However, it is important to note that this procedure is considered minor and therefore subject to the deductibles and coinsurance requirements of your plan.
If you are referring to other oral surgery procedures such as removing impacted wisdom teeth or repairing jaw fractures, then the answer is no. These procedures are considered major and will likely not be covered by any type of health insurance plan, including dental plans.
Oral surgery is the surgical treatment of mouth and jaw disorders. Oral surgery is usually performed by a dentist or oral surgeon, who may be an oral maxillofacial surgeon (OMFS). Procedures can vary from simple extractions to reconstructive surgery.
In general, dental insurance will not cover the cost of oral surgery because it is considered cosmetic surgery, which means it isn’t medically necessary.
However, if your doctor believes you need the procedure in order to prevent further damage or pain, then they can request a medical exception from your insurance company. The exception may still be denied by the insurance company but they must give you a reason why they are denying coverage.
Does Blue Cross Blue Shield Medical Insurance Cover Wisdom
The Blue Cross Blue Shield of Illinois website states that dental coverage is included in their medical insurance plans. However, it is important to note that the definition of dental coverage may differ from one plan to another. The following are some of the dental services covered by Blue Cross Blue Shield of Illinois Medical Plans:
Oral Surgery: Oral surgery includes procedures such as tooth extraction and gum treatment. The procedure must be performed by a dentist or oral surgeon who is licensed in Illinois and who is authorized by Blue Cross Blue Shield of Illinois to perform these procedures on patients enrolled in their medical plans.
Cosmetic Dentistry: Cosmetic dentistry includes procedures such as teeth whitening, crowns, veneers, orthodontics and cosmetic bonding (gum reshaping).
Dental Implants: Dental implants are artificial roots designed to replace missing teeth. If you have lost a tooth or several teeth due to injury or disease, a dental implant can provide support for replacement teeth if you have adequate bone volume in your jaw.
Blue Cross Blue Shield is a nationwide company that offers medical insurance policies to individuals and families. Blue Cross offers dental coverage as part of its PPO plans, which are available through the company’s website and other online sources. Many plans also offer dental coverage through a traditional HMO plan or a point-of-service plan.
Dental services covered by these plans include general cleaning and preventive care, fillings and root canals, crowns, bridges and dentures, oral surgery and more. Policies also cover routine X-rays, periodontal treatments and fluoride treatments for children who have no dental insurance coverage elsewhere.
The benefit level for each plan varies based on the policy you choose. For example, basic coverage might include a $1,000 annual maximum while an enhanced plan might offer up to $2,000 per year in benefits. Some plans feature lifetime maximums as high as $150,000 while others have limits of just $25,000 or less per lifetime claim limit.
Best Dental Insurance For Oral Surgery
Most dental insurance plans will cover a tooth extraction if it’s done as an emergency treatment, but they may not cover it if you need surgery to have the tooth removed. The best dental insurance for oral surgery will cover any kind of tooth removal and also help pay your expenses after the procedure, such as the cost of medication or prescriptions.
Dental insurance plans typically cover the cost of oral surgery if it’s an emergency situation, such as when a tooth is damaged and needs to be removed quickly to avoid infection or loss of function. For example, in some states, a dentist must remove any tooth that has been knocked out during an accident because it could become infected otherwise. Many plans also cover other types of emergencies, such as if you break off part of your tooth and need it pulled before an infection sets in.
But what about other situations in which you might need oral surgery? Some people have chronic gum disease that makes their teeth sensitive or painful to eat certain foods or speak normally; others have had orthodontic braces put on when they were younger and now need their teeth pulled so they can finally get good dental insurance coverage. In these cases, most plans won’t cover the cost
Oral surgery is a medical term that covers a wide range of procedures to treat problems with your mouth, jaw and teeth.
Oral surgery may be performed to:
Remove impacted wisdom teeth
Repair damage caused by trauma to the mouth, such as a broken jaw or lost tooth
Correct serious dental problems, such as misaligned bite or jaw joint problems
Relieve pain from damaged nerves in your mouth or face.